Chocolate Zucchini Bread

Chocolate Zucchini Bread

Chocolate Zucchini Bread is the loaf I turn to when I want something that feels indulgent but still a touch wholesome. The first time I baked this I was juggling a kitchen full of chaos, a few overly ripe zucchinis in the crisper, and a stubborn sweet tooth that would not be denied. I grabbed the grater and a handful of chocolate chips and soon realized this simple mashup was exactly what I needed to calm the afternoon and make everyone smile.

I remember the warm smell that filled the house as the loaf baked, a deep chocolate pull that somehow hinted at vegetables without being obvious. That day the kids came in from playing and each insisted on a sliver, pleased and surprised to find zucchini tucked inside. It became my quiet victory, a recipe I make when I want to impress without trying too hard, and to use up produce so nothing goes to waste.

Recipe Snapshot

Total Time:
1 hr 10 mins
Prep Time:
20 mins
Cook Time:
50 mins
Difficulty:
Medium
Calories:
200 kcal
Cuisine:
American
Diet:
Gluten-Free, Vegan
Course:
Breakfast
Tools Used:
8.5 x 4.5-inch bread pan, Cooling rack

What Sets This Chocolate Zucchini Bread Apart

Comfort and health in one

I love that Chocolate Zucchini Bread feels like dessert while sneaking in the gentle nutrition of zucchini. The loaf manages to be moist and tender because of the vegetable, yet it never tastes like vegetables. To me, that balance is the sweetest part.

Chocolate forward flavor

The double dose of dark chocolate chips gives real depth, so this bread satisfies serious chocolate cravings. I often taste a slightly toasted cocoa top when it comes out of the oven, and that contrast between the soft crumb and the pockets of melted chocolate is exactly what keeps me nibbling while it cools.

Flexible and forgiving

I appreciate recipes that forgive a hurried afternoon, and this one does. The batter comes together fast, and if you measure loosely or fold a little too long the results are still tasty. That forgiving nature makes it one of my go to options for busy mornings when I want homemade without pressure.

Smart ingredient swaps

Using oat flour blended at home or swapping in white whole wheat flour keeps things approachable. The coconut oil and honey yogurt combo adds moisture and a gentle sweetness that plays nicely with cocoa. I often tweak proportions slightly depending on what I have, and every variation brings something new to the table.

Great for sharing and gifting

I find that Chocolate Zucchini Bread is a lovely thing to bring to neighbors or to tuck into lunchboxes. It stores and freezes well, and because it is not overly sweet it fits many occasions. When I slice it up and wrap individual pieces, they make great little surprises for friends.

Main Ingredients for Chocolate Zucchini Bread

Chocolate Zucchini Bread

These ingredients come together to create a loaf that is both tender and chocolate rich. The wet players bring moisture and tenderness, the dry elements structure the loaf, and the chocolate chips provide bursts of melty indulgence. Each item has a job, and together they produce a reliably satisfying result.

  • 1/2 cup honey vanilla Greek yogurt: Adds creaminess and mild tang that balances sweetness while contributing moisture and a tender crumb for the quick bread.
  • 2 tablespoons honey: Provides concentrated sweetness and floral notes while helping to retain moisture and enhance browning during baking.
  • 1/2 cup light brown sugar lightly packed: Contributes deep caramel-like sweetness and a soft, moist texture while aiding in browning and adding richness to the batter.
  • 1/3 + 3/4 cup dark chocolate chips divided: Offers rich chocolate flavor and melty pockets distributed through the loaf; dividing them lets some incorporate into batter and some top for texture and appearance.
  • 1/3 cup melted coconut oil: Supplies a tender, slightly tropical fat that keeps the bread moist and contributes to a soft crumb when melted and mixed into the batter.
  • 1 1/2 teaspoons vanilla extract: Imparts aromatic sweetness that enhances other flavors and rounds out the chocolate and vanilla notes in the bread.
  • 1 large egg: Binds ingredients together, adds structure and leavening support through coagulation, and contributes to a richer, more cohesive crumb.
  • 1/3 cup oat flour just blend regular oats in a blender—see note 1: Adds whole-grain texture and subtle nuttiness while absorbing moisture to help structure the batter without overworking gluten.
  • 2 tablespoons Dutch process cocoa powder recommended: Hershey’s Special Dark cocoa powder: Introduces deep chocolate color and concentrated cocoa flavor, intensifying the overall chocolate profile and balancing sweetness.
  • 1 teaspoon baking soda: Provides alkaline leavening that reacts with acidic components to produce lift and tenderness in the quick bread.
  • 1/4 teaspoon baking powder: Offers a small boost to leavening power for a lighter crumb and helps balance density in the finished loaf.
  • 1/2 teaspoon salt: Enhances overall flavor by balancing sweetness and strengthening gluten structure slightly, while supporting the dough’s rise.
  • 1 cup all-purpose flour or use white-whole wheat: Forms the primary structure and bulk of the loaf, supplying gluten and starches that set during baking and determine texture.
  • 3/4 heaping cup lightly packed grated zucchini: Adds moisture and light vegetal freshness while contributing water content that helps hydrate flour and dissolve sugars.
  • 1 tablespoon cornstarch: Helps absorb excess moisture and stabilize texture, improving sliceability and preventing a soggy crumb by binding water.

Making This Chocolate Zucchini Bread

Chocolate Zucchini Bread

These directions guide you through each phase of assembly and baking with a focus on small details that make a big difference. I like to move through the steps steadily, paying attention to texture and aroma so I know when to proceed.

  1. Preheat oven to 350°F (176°C). Lightly grease and flour an 8-1/2 by 4-1/2 inch pan or line with parchment paper, leaving an overhang for easy removal. Grate zucchini on the small holes of a grater. Measure and set aside.: The kitchen will begin to smell faintly warm as the oven reaches temperature, a calm indicator that your loaf will bake evenly. Preheating ensures the batter receives immediate heat for proper rise and caramelized crust formation, and leaving a parchment overhang makes it effortless to lift the bread out when cool. A common misstep is skipping preheat, which can produce uneven rising and dense texture. Make sure the oven racks are positioned in the center so heat circulates consistently.
  2. In a medium bowl, stir together the Greek yogurt, honey, and brown sugar until smooth.: As you grate, the zucchini releases moisture and the kitchen fills with a mild vegetal scent that is surprisingly subtle once baked. Small hole grating creates fine strands that distribute evenly through the batter, preventing pockets of wetness. If you grate too coarsely the loaf may have uneven texture or sogginess. Pat the zucchini lightly if it seems excessively wet, but do not dry it completely or the bread may become too dry.
  3. In another small microwave-safe bowl, place 1/3 cup (62 g) chocolate chips. Melt the coconut oil and measure the oil after being melted. Pour the melted coconut oil over the chocolate chips and stir. Microwave in bursts of 15 seconds, stirring for 20 seconds between each burst until chocolate is fully melted and smooth. Allow to cool to room temperature, then use a spatula to scrape every bit into the Greek yogurt mixture. Stir to combine. Add the egg and vanilla extract and stir until smooth.: Stirring the wet ingredients produces a glossy, slightly thickened mixture with a sheen from the coconut oil to come. The aroma of honey will be prominent and comforting. This step ensures sugars dissolve and flavors meld, which promotes even sweetness through the loaf. Overmixing at this stage is not the issue, but failing to fully combine can create uneven pockets of sugar or tang. Use a spatula or whisk until uniform.
  4. In a separate bowl, stir together the oat flour (see note 1), cocoa powder, baking soda, baking powder, salt, and cornstarch. Add in the flour and the remaining 3/4 cup chocolate chips (118 g). Stir the dry ingredients together.: When the melted chocolate and oil are combined and cooled slightly they form a silky ribbon through the yogurt mixture, giving the batter a cohesive texture and rich chocolate backbone. You will notice a glossy sheen and a deep chocolate aroma as you stir, and adding the egg creates a velvety emulsion that binds everything. If the melted chocolate is too hot it can cook the egg, so allow it to cool a bit before mixing. A common error is overheating the chocolate which can seize; if that happens add a little warm liquid and stir gently until it smooths.
  5. Add the dry to the wet. Mix in the zucchini. Gently stir until just combined. Overmixing will result in dense bread or a sunken center.: The dry mix should look uniform with the cocoa distributing into the flours and the leavening dispersed so there are no concentrated pockets. Rubbing the cocoa through the flour with fingers or a whisk helps avoid clumps. The sound here is quiet, a soft sift and shuffle as you combine components. Mixing thoroughly ensures even rise and prevents bitter pockets of cocoa or uneven texture. A frequent slip is not breaking up cocoa lumps which will leave streaks of intense flavor, so take an extra moment to whisk well.
  6. Use a spatula to scrape every bit of the mixture into the prepared pan and smooth the top into an even layer. Top with a few more chocolate chips if desired. Bake for 45–55 minutes or until a toothpick when inserted into the center comes out with dry or moist (not wet) crumbs. The bread should also be pulling slightly away from the sides. Be careful to not overbake; it will yield a much drier, less-tasty zucchini bread.: As the batter comes together it will thicken noticeably and the chocolate chips will start to dot the mixture. You should stop stirring when no large streaks of flour remain to avoid developing excess gluten that yields a dense loaf, and the batter should be slightly lumpy and glossy rather than perfectly smooth. You will sense a humid, chocolatey aroma with hints of honey. Overmixing will result in a tight crumb or a sunken middle, so fold with light turns using a spatula until the batter is homogenous.
  7. Remove from the oven and let cool for 10 minutes before inverting it onto a cooling rack to finish cooling. Allow to completely cool before cutting into the bread—otherwise, it’s pretty crumbly! Cut with a sharp, serrated knife. Best enjoyed the same day—see “Storage” notes below.: The batter should spread easily into the pan and hold together without being runny. Smoothing the top ensures even baking and attractive presentation, while scattering a few chocolate chips creates appealing melted pools on the surface. Tap the pan gently on the counter to release any trapped air bubbles; this quiet thud helps avoid large holes in the crumb. A mistake is over smoothing which can compress the batter, so smooth lightly and evenly.
  8. Bake for 45 to 55 minutes or until a toothpick when inserted into the center comes out with dry or moist not wet crumbs The bread should also be pulling slightly away from the sides: The oven will fill with deep cocoa notes as the crust sets and sugars caramelize, and you may hear no sound at all beyond the oven fan. Visual cues like a slightly domed top and slight pull away from the pan edges indicate doneness, and the toothpick test should show dry or moist crumbs but no raw batter. Overbaking dries the bread and diminishes flavor, so begin checking around 45 minutes. If underbaked the center will be gummy and dense, so rely on both toothpick and the side pull indicators.
  9. Remove from the oven and let cool for 10 minutes before inverting it onto a cooling rack to finish cooling Allow to completely cool before cutting into the bread otherwise it is pretty crumbly Cut with a sharp serrated knife: The loaf will steam slightly as it cools, releasing a warm, chocolate scent that invites patience. Letting it rest stabilizes the crumb so slices hold together, and using a serrated knife yields clean cuts without compressing the loaf. Cutting too soon makes the slices fall apart and appear gummy, so resist the urge to slice while hot. If the bread seems sticky at the center after cooling, it likely needed a few additional minutes in the oven.

How to Switch It Up

Chocolate Zucchini Bread

You can adapt this loaf to different tastes and pantry items without changing the heart of the recipe. Below are thoughtful, practical ways to vary texture, sweetness, and flavor while preserving the loaf structure and chocolate character.

  • Swap flours carefully Use white whole wheat for a nuttier profile or stick with all-purpose for a softer crumb, adjusting liquid slightly if the dough seems dry.
  • Adjust chocolate intensity Choose semi sweet or milk chocolate chips for a sweeter loaf, or increase dark chips for a more pronounced cocoa experience.
  • Boost moisture without oil Replace a portion of the coconut oil with unsweetened applesauce to reduce fat while keeping the crumb tender, but watch bake time as moisture level shifts.
  • Play with sweetness Reduce the brown sugar by a tablespoon or two if you prefer a less sweet loaf, honey will still provide natural sweetness and browning.
  • Make it nut free This recipe is naturally nut free; avoid adding nuts and use seed based toppings if you want crunch without tree nuts.
  • Freeze slices individually Wrap cooled slices tightly and freeze for convenient grab and go breakfasts; thaw at room temperature and warm briefly if desired.

What to Serve Alongside Chocolate Zucchini Bread

This loaf is versatile on the table, fitting breakfast trays, afternoon tea, and casual dessert spreads. Pair it with simple accompaniments that complement its chocolatey profile while offering contrast in texture and temperature.

  • Warm with a smear of nut butter A thin layer of peanut butter or almond butter brings savory richness that contrasts the sweet loaf and makes it more filling for breakfast.
  • Serve at brunch Offer slices alongside yogurt and fresh fruit for a balanced spread that mixes indulgence with brightness and freshness.
  • Pack for school lunches Individually wrapped slices travel well and are a comforting option for an after school treat that does not feel overly processed.
  • Include in a picnic The loaf is sturdy and portable, making it ideal for casual outdoor meals where you want something shareable and satisfying.
  • Storage tips Keep the loaf airtight at room temperature for up to two days, or freeze slices wrapped individually for up to three months for longer preservation.
  • Occasion fit This works for everyday breakfasts, casual gatherings, and as a thoughtful homemade gift when wrapped and tied with string for neighbors or friends.

FAQ

Store leftover slices of Chocolate Zucchini Bread in an airtight container at room temperature for one to two days to retain moisture. If you plan to keep it longer, wrap individual slices tightly in plastic wrap and place them in a freezer bag; frozen slices will keep well for up to three months. When you are ready to eat, thaw at room temperature for about an hour and warm briefly in a microwave or oven for a fresh out of the oven feel. Avoid leaving it uncovered, as exposure to air will dry the crumb and make slices crumbly.

Yes, you can substitute another neutral oil like vegetable or melted butter in place of coconut oil if desired. Keep in mind that different fats slightly change the texture and flavor; butter adds richness and a buttery aroma while neutral oil preserves the chocolate focus. If using butter, melt and cool it before mixing to avoid cooking the egg. The overall moisture balance stays similar, so bake times should not change dramatically, though you may want to check for doneness starting a few minutes earlier or later depending on your oven.

If the center is too wet, the most common causes are underbaking or overly wet zucchini. Make sure your oven is fully preheated to the stated temperature and check doneness around 45 minutes using a toothpick; look for dry or moist crumbs not wet batter. If your zucchini is very watery, press it lightly in a towel to remove excess moisture before folding it into the batter, but do not dry it completely or the loaf will be dry. Finally, ensure your pan size matches the recipe, as a larger pan will spread the batter thinner and cause quicker baking, while a smaller pan may need more time.

Grated carrot can substitute for zucchini and will add sweetness and color, producing a slightly different texture and flavor. Carrots tend to be a bit firmer and less watery than zucchini, so you may want to finely grate them and not press out moisture. The baking time should remain similar, but start checking for doneness around the same window and rely on the toothpick and side pull cues. Expect a slightly sweeter loaf with a pleasant, moist crumb when using carrots.

Conclusion

This Chocolate Zucchini Bread stands out for its nourishing moisture and deep chocolate flavor, offering a comforting slice that feels both indulgent and sensible. I hope you give this loaf a try next time you have extra zucchini or want a chocolatey treat that doubles as a gentle breakfast. It is forgiving, adaptable, and a lovely way to make something homemade for friends or family without fuss.

Chocolate Zucchini Bread

Chocolate Zucchini Bread

Chocolate Zucchini Bread is a moist, chocolate packed loaf that balances rich cocoa and melty chips with the gentle moisture of zucchini. This easy to make treat yields a tender crumb and deep flavor, perfect for an easy weeknight dessert or a cozy breakfast. Make it when you want something indulgent yet approachable and a clever way to use up extra zucchini.
Prep Time 20 minutes
Cook Time 50 minutes
Total Time 1 hour 10 minutes
Course Breakfast
Cuisine American
Servings 12 servings
Calories 200 kcal

Equipment

  • 8.5 x 4.5-inch bread pan
  • Cooling rack

Ingredients
  

  • 1/2 cup honey vanilla Greek yogurt Adds creaminess and mild tang that balances sweetness while contributing moisture and a tender crumb for the quick bread.
  • 2 tablespoons honey Provides concentrated sweetness and floral notes while helping to retain moisture and enhance browning during baking.
  • 1/2 cup light brown sugar lightly packed Contributes deep caramel-like sweetness and a soft, moist texture while aiding in browning and adding richness to the batter.
  • 1/3 + 3/4 cup dark chocolate chips divided Offers rich chocolate flavor and melty pockets distributed through the loaf; dividing them lets some incorporate into batter and some top for texture and appearance.
  • 1/3 cup melted coconut oil Supplies a tender, slightly tropical fat that keeps the bread moist and contributes to a soft crumb when melted and mixed into the batter.
  • 1 -1/2 teaspoons vanilla extract Imparts aromatic sweetness that enhances other flavors and rounds out the chocolate and vanilla notes in the bread.
  • 1 large egg Binds ingredients together, adds structure and leavening support through coagulation, and contributes to a richer, more cohesive crumb.
  • 1/3 cup oat flour just blend regular oats in a blender—see note 1 Adds whole-grain texture and subtle nuttiness while absorbing moisture to help structure the batter without overworking gluten.
  • 2 tablespoons Dutch process cocoa powder recommended: Hershey’s Special Dark cocoa powder Introduces deep chocolate color and concentrated cocoa flavor, intensifying the overall chocolate profile and balancing sweetness.
  • 1 teaspoon baking soda Provides alkaline leavening that reacts with acidic components to produce lift and tenderness in the quick bread.
  • 1/4 teaspoon baking powder Offers a small boost to leavening power for a lighter crumb and helps balance density in the finished loaf.
  • 1/2 teaspoon salt Enhances overall flavor by balancing sweetness and strengthening gluten structure slightly, while supporting the dough’s rise.
  • 1 cup all-purpose flour or use white-whole wheat Forms the primary structure and bulk of the loaf, supplying gluten and starches that set during baking and determine texture.
  • 3/4 heaping cup lightly packed grated zucchini Adds moisture and light vegetal freshness while contributing water content that helps hydrate flour and dissolve sugars.
  • 1 tablespoon cornstarch Helps absorb excess moisture and stabilize texture, improving sliceability and preventing a soggy crumb by binding water.

Instructions
 

  • Preheat oven to 350°F (176°C). Lightly grease and flour an 8-1/2 by 4-1/2 inch pan or line with parchment paper, leaving an overhang for easy removal. Grate zucchini on the small holes of a grater. Measure and set aside.: The kitchen will begin to smell faintly warm as the oven reaches temperature, a calm indicator that your loaf will bake evenly. Preheating ensures the batter receives immediate heat for proper rise and caramelized crust formation, and leaving a parchment overhang makes it effortless to lift the bread out when cool. A common misstep is skipping preheat, which can produce uneven rising and dense texture. Make sure the oven racks are positioned in the center so heat circulates consistently.
  • In a medium bowl, stir together the Greek yogurt, honey, and brown sugar until smooth.: As you grate, the zucchini releases moisture and the kitchen fills with a mild vegetal scent that is surprisingly subtle once baked. Small hole grating creates fine strands that distribute evenly through the batter, preventing pockets of wetness. If you grate too coarsely the loaf may have uneven texture or sogginess. Pat the zucchini lightly if it seems excessively wet, but do not dry it completely or the bread may become too dry.
  • In another small microwave-safe bowl, place 1/3 cup (62 g) chocolate chips. Melt the coconut oil and measure the oil after being melted. Pour the melted coconut oil over the chocolate chips and stir. Microwave in bursts of 15 seconds, stirring for 20 seconds between each burst until chocolate is fully melted and smooth. Allow to cool to room temperature, then use a spatula to scrape every bit into the Greek yogurt mixture. Stir to combine. Add the egg and vanilla extract and stir until smooth.: Stirring the wet ingredients produces a glossy, slightly thickened mixture with a sheen from the coconut oil to come. The aroma of honey will be prominent and comforting. This step ensures sugars dissolve and flavors meld, which promotes even sweetness through the loaf. Overmixing at this stage is not the issue, but failing to fully combine can create uneven pockets of sugar or tang. Use a spatula or whisk until uniform.
  • In a separate bowl, stir together the oat flour (see note 1), cocoa powder, baking soda, baking powder, salt, and cornstarch. Add in the flour and the remaining 3/4 cup chocolate chips (118 g). Stir the dry ingredients together.: When the melted chocolate and oil are combined and cooled slightly they form a silky ribbon through the yogurt mixture, giving the batter a cohesive texture and rich chocolate backbone. You will notice a glossy sheen and a deep chocolate aroma as you stir, and adding the egg creates a velvety emulsion that binds everything. If the melted chocolate is too hot it can cook the egg, so allow it to cool a bit before mixing. A common error is overheating the chocolate which can seize; if that happens add a little warm liquid and stir gently until it smooths.
  • Add the dry to the wet. Mix in the zucchini. Gently stir until just combined. Overmixing will result in dense bread or a sunken center.: The dry mix should look uniform with the cocoa distributing into the flours and the leavening dispersed so there are no concentrated pockets. Rubbing the cocoa through the flour with fingers or a whisk helps avoid clumps. The sound here is quiet, a soft sift and shuffle as you combine components. Mixing thoroughly ensures even rise and prevents bitter pockets of cocoa or uneven texture. A frequent slip is not breaking up cocoa lumps which will leave streaks of intense flavor, so take an extra moment to whisk well.
  • Use a spatula to scrape every bit of the mixture into the prepared pan and smooth the top into an even layer. Top with a few more chocolate chips if desired. Bake for 45–55 minutes or until a toothpick when inserted into the center comes out with dry or moist (not wet) crumbs. The bread should also be pulling slightly away from the sides. Be careful to not overbake; it will yield a much drier, less-tasty zucchini bread.: As the batter comes together it will thicken noticeably and the chocolate chips will start to dot the mixture. You should stop stirring when no large streaks of flour remain to avoid developing excess gluten that yields a dense loaf, and the batter should be slightly lumpy and glossy rather than perfectly smooth. You will sense a humid, chocolatey aroma with hints of honey. Overmixing will result in a tight crumb or a sunken middle, so fold with light turns using a spatula until the batter is homogenous.
  • Remove from the oven and let cool for 10 minutes before inverting it onto a cooling rack to finish cooling. Allow to completely cool before cutting into the bread—otherwise, it’s pretty crumbly! Cut with a sharp, serrated knife. Best enjoyed the same day—see “Storage” notes below.: The batter should spread easily into the pan and hold together without being runny. Smoothing the top ensures even baking and attractive presentation, while scattering a few chocolate chips creates appealing melted pools on the surface. Tap the pan gently on the counter to release any trapped air bubbles; this quiet thud helps avoid large holes in the crumb. A mistake is over smoothing which can compress the batter, so smooth lightly and evenly.
  • Bake for 45 to 55 minutes or until a toothpick when inserted into the center comes out with dry or moist not wet crumbs The bread should also be pulling slightly away from the sides: The oven will fill with deep cocoa notes as the crust sets and sugars caramelize, and you may hear no sound at all beyond the oven fan. Visual cues like a slightly domed top and slight pull away from the pan edges indicate doneness, and the toothpick test should show dry or moist crumbs but no raw batter. Overbaking dries the bread and diminishes flavor, so begin checking around 45 minutes. If underbaked the center will be gummy and dense, so rely on both toothpick and the side pull indicators.
  • Remove from the oven and let cool for 10 minutes before inverting it onto a cooling rack to finish cooling Allow to completely cool before cutting into the bread otherwise it is pretty crumbly Cut with a sharp serrated knife: The loaf will steam slightly as it cools, releasing a warm, chocolate scent that invites patience. Letting it rest stabilizes the crumb so slices hold together, and using a serrated knife yields clean cuts without compressing the loaf. Cutting too soon makes the slices fall apart and appear gummy, so resist the urge to slice while hot. If the bread seems sticky at the center after cooling, it likely needed a few additional minutes in the oven.

Notes

  • Swap flours carefully Use white whole wheat for a nuttier profile or stick with all-purpose for a softer crumb, adjusting liquid slightly if the dough seems dry.
  • Adjust chocolate intensity Choose semi sweet or milk chocolate chips for a sweeter loaf, or increase dark chips for a more pronounced cocoa experience.
  • Boost moisture without oil Replace a portion of the coconut oil with unsweetened applesauce to reduce fat while keeping the crumb tender, but watch bake time as moisture level shifts.
  • Play with sweetness Reduce the brown sugar by a tablespoon or two if you prefer a less sweet loaf, honey will still provide natural sweetness and browning.
  • Make it nut free This recipe is naturally nut free; avoid adding nuts and use seed based toppings if you want crunch without tree nuts.
  • Freeze slices individually Wrap cooled slices tightly and freeze for convenient grab and go breakfasts; thaw at room temperature and warm briefly if desired.
Keyword chocolate zucchini bread recipe, easy chocolate loaf, moist zucchini loaf, zucchini bread with chocolate chips

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