Place 2 chicken breasts in the bottom of the crock pot.: You'll notice a subtle scent of raw meat at first, but as it cooks the pot will transform into a fragrant base note. Laying the chicken flat ensures even cooking and prevents drying on one side. A common mistake is overcrowding the pot, which can lead to uneven doneness.
Drain and rinse (rinse until water runs clear) black and white beans; then add them to the pot.: When you rinse the black beans and white beans , the water should run clearer and the beans will feel less slimy, which helps the final texture stay clean and not starchy. Adding them now lets their flavors mingle with the meat juices as the pot simmers. Forgetting to rinse can impart a canned tang and excess saltiness to the chili.
Add finely chopped medium onion, undrained can of corn, undrained can of diced tomatoes with green chilies.: The aroma of fresh onion will soften as it gently cooks, contributing sweetness, while the juices from the corn and diced tomatoes with green chilies add bright, tangy steam that will lift the whole pot. Keeping those cans undrained captures flavor and helps the chili develop a slightly saucy body. If the vegetables are too large, they can distract from the creamy texture, so keep the cuts modest.
Top with 1 Tbsp chili powder, 1 tsp cumin, 1 package ranch dressing mix, 1/2 bunch of chopped cilantro, 1/2-1 cup chicken broth (depending on how thick you want it; I used 1 cup) and finally place your 8 oz package of cream cheese on top.: Aromatics and spices release fragrant oils as they warm, giving you that warming chili scent. The chili powder and cumin create depth, the ranch mix adds savory herbs, and the chicken broth adjusts consistency. Nestling the cream cheese on top lets it slowly soften from the heat below. If you add too much broth, the chili may become soupy, so err on the lower side if you prefer thickness.
Cover and cook on low for 6 hours. After it's been cooking 5 hours, break up the cream cheese into the rest of the mix. Cover and continue cooking the last hour (if you forget this step, it won't hurt anything to mix it at the end).: As the pot simmers, the scent deepens into a rich, melded aroma with notes of tomato and spice. Breaking up the cream cheese at the five hour mark helps it integrate into a silky texture instead of large blobs, creating a cohesive mouthfeel. If you forget to break it up, the chili will still taste great but may have uneven pockets of creaminess.
After the 6 hours, remove the chicken breasts into a medium bowl and shred with two forks. Chicken should be fall-apart tender. Place the chicken back into the slow cooker and stir to combine.: The moment you lift the chicken out you'll smell concentrated savory juices. Shredding reveals moist, tender strands that absorb the surrounding sauce. Returning the shredded meat spreads its flavor through the chili. A common error is not shredding thoroughly, leaving large lumps of meat rather than incorporating evenly.
Serve over baked potatoes topped with cheese and sour cream. It's also great with tortilla chips or white rice.: On the plate, the hot chili should steam and perfume the toppings, the melting shredded Mexican cheese and cooling sour cream creating contrast in temperature and texture. Serving over a starchy base like a baked potato or rice helps anchor each bite. Avoid plating too early, as the chilled toppings will lower the temperature rapidly, dulling the flavors.